Aggressive NJ Uber/Lyft Accident Lawyers
Skilled personal injury representation for victims of rideshare negligence
Rideshare services, such as Uber and Lyft, have added convenience and brought down the costs of hailing a vehicle to get from point A to point B. Today, for example, rideshare passengers can get to and from Newark Airport for less than half the cost of a traditional taxi, often with much less wait time. But along with the benefits of ride hailing apps have come serious safety concerns and liability issues.
If you are injured in an accident involving a rideshare vehicle, your case may seem clear, but you can draw stiff opposition from a multi-billion-dollar tech giant determined not to accept responsibility for your injuries. Faced with that reality, you need proven legal representation from Brach Eichler Personal Injury. Our team of compassionate professionals manages your case with care and aggressively pursues the maximum level of compensation possible under the facts of your accident. Don’t be deterred by the strength of the defendant. Rather, choose a law firm with the determination and resources to take on these Goliaths and win one for David.
How safe are rideshare services?
A 2018 study from the University of Chicago Booth School of Business suggests that rideshare drivers are responsible for a two-to-three percent spike in traffic deaths in major cities since 2011, and a 2019 Consumer Reports survey of vehicle data found unaddressed safety recall issues in one out of every six rideshare cars operating in New York City and greater Seattle. So, it’s legitimate to ask, “How skilled are rideshare drivers and how safe are their vehicles?” But, perhaps the most important question from a liability standpoint is, “When is the rideshare company responsible for a rideshare driver’s accident?”
The insurance shuffle: When is the $1 million policy in effect?
Uber made news a few years back in the wake of a horrific accident in San Francisco that killed a six-year-old girl. Uber initially denied liability for the crash, because even though the driver had been logged into the Uber app, he was not carrying a passenger at the time. Uber does not consider its drivers to be employees, so it doesn’t accept responsibility for their negligence under the established legal principle of respondeat superior, which requires employers to make good after negligent acts by their workers in the course of their employment.
Uber claimed the driver’s own insurance would have to cover the claim for the girl’s death, even though the coverage limit was too low to provide anything approaching just compensation. Eventually, Uber re-thought this strategy and decided to insure its drivers for up to 1 million dollars per incident, if they were in the course of service. So, today, here’s how the insurance coverage shuffle works for rideshare-involved accidents:
- Driver unavailable for rideshare requests — When a driver is using the vehicle for personal business and is not available to accept ride requests, the Uber insurance policy does not apply. The driver’s personal policy covers the incident and that coverage limit is applicable.
- Driver is available but not carrying a passenger — If the driver is logged into the app and available to accept ride requests, but does not yet have a passenger, the driver’s own insurance is the primary policy, but Uber provides additional coverage up to $50,000 per injury with a maximum of $100,000 per incident, as well as a maximum of $25,000 in property damage.
- Driver is available and carrying a passenger — In this situation, the $1 million Uber policy covers the driver, the passenger, and an injured third party, such as the driver of another vehicle, a pedestrian or a cyclist. However, there are circumstances under which Uber might deny coverage. If that happens, the rideshare driver’s own insurance company might also deny coverage, because the driver was driving for pay at the time of the accident.
- Uninsured/underinsured motorist coverage — Uber provides $1 million worth of uninsured/underinsured motorist coverage for accidents caused by uninsured drivers.
Lyft has a similar insurance plan. But, of course, the mere fact that insurance coverage exists doesn’t mean rideshare companies will be reasonable in settling claims. Every settlement raises their costs of doing business, so they are determined to fight every claim. This is why you need proven legal representation from lawyers who are not intimidated by strong opposition.
Let our accomplished team pursue just compensation for your NJ rideshare accident
The talented attorneys at Brach Eichler Personal Injury have been able to obtain large settlements for clients injured in a wide variety of auto accident cases. Let’s work as a team to get the money you deserve. Consultations are free and you pay no attorney fees unless we recover compensation through a settlement or a jury award. Call today to schedule an appointment at (973) 364-8300 or contact our personal injury law firm online.